The US Senate is considering an extension to the NFIP that would add a provision wherein the government would assign a ratio of damage caused by water (covered by the NFIP) vs wind (generally covered by homeowner's insurance).
The Coastal Act would use data already gathered by NOAA and FEMA to determine the breakdown.
You can read the (S.1091 - Flood, »read moreTags: hazard identification, Insurance
Tags: adaptation & mitigation, building, Insurance
Tags: Insurance, publications
We all know that the best way to keep buildings out of flood waters is to keep them out of areas that flood. The reality for most communities, though, is that homes and other structures are already in areas that flood. What to do then?
There are many options, of course. You could somehow acquire and then relocate the structure to a safer area, but, »read moreTags: adaptation & mitigation, building, funding & assistance, Insurance, publications, sea level rise
Orrin Pilkey, always a lightening-rod for coastal climate change issues, has written a gloomy forecast for the world's beaches, and has the photos to justify his positions.
He acknowledges that predicting the effects of sea level rise on beaches is complex, and that results will vary greatly depending on many factors. But overall, the picture isn't, »read moreTags: adaptation & mitigation, building, editorial, infrastructure, Insurance, legal, planning, regulations, weather & climate
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The fine folks over at Colorado State's Natural Hazards Center have a neat summary of the National Flood Insurance Program's Preferred Risk Policies program in their monthly newsletter.
The short version? Property owners who find themselves newly mapped into high risk flood areas now have up to two years to apply for a Preferred Risk Policy (PRP). If they, »read more
The US Senate agreed today to a one-year extension of the National Flood Insurance Program (NFIP). The House (which has already approved a five-year extension) is expected to adopt the Senate extension.
This is obviously a short-term fix, but given that the program has expired four times this year alone, it's still welcome, »read moreTags: Insurance
Tags: adaptation & mitigation, building, case study, Insurance, regulations
The White House released a statement today saying that it would not support the expansion of the National Flood Insurance Program to cover wind damage. Such a move would likely do no good, the statement explains, because the government's rates would be comparable to current market prices.
The whole statement:
EXECUTIVE OFFICE OF THE PRESIDENT OFFICE OF, »read moreTags: funding & assistance, Insurance
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